Presumptive vs. Actual Impairment

Yesterday, my buddy got into an accident. An actual accident — because it was one he could not have avoided. A minivan pulled out in front of him, struck his Jeep — which spun several times before ending up in a ditch. My buddy is largely unhurt — except for his heart. Because his Jeep, […]

The Next Ten Years: NMA Weekly E-Newsletter #520

We wanted to do something special for Issue #520 because it marks ten years of uninterrupted weekly NMA e-newsletters that, we hope, have provided entertaining (if not thought-provoking) perspectives. To carry on that tradition, NMA and NMA Foundation directors were asked to provide mini essays for the occasion. No one likes homework but they tackled […]

6 Reasons Why Parents Should Negotiate Driving Rules with College Students

Most college freshmen are very happy to leave their parent’s house and enjoy their freedom. But the problem is that they tend to forget that college life is not only about new opportunities, but also about responsibilities. While senior students are more responsible and independent in making important decisions, the first year students still need […]

Auto Insurance Equity

This article first appeared in the NMA Foundation’s Driving Freedoms Magazine Winter 2018. If you would like to receive Driving Freedom’s Magazine become a member today! ProPublica and Consumer Reports released in 2017 a first-of-its-kind analysis of auto insurance premiums and payouts in California, Illinois, Texas and Missouri. They found that many of the disparities […]

Practical Winter Driving Tips

It’s that time of year — almost. You will likely be reading — and hearing — about how to make the best of it when the flakes begin to fall. I won’t recycle the boilerplate recommendations about all-wheel-drive (not really that much of an advantage) or suggest you buy a set of snow tires (I’m […]

The War on Teen Drivers

Did you know the average cost of car insurance for a 16-year-old is almost $3,000 annually? This assumes no tickets, no accidents and a good scholastic record. Yes, they actually check the kid’s grades and use that as a metric for determining his “risk profile,” just as adult drivers are dunned by the insurance mafia […]

Top 10 Tips for Getting Cheaper Car Insurance

Your car insurance is due for renewal and you are dreading the inevitable – the cost has gone up!  Often a grudge purchase, there are techniques to make sure that you are not paying too much for your insurance. How are insurance premiums determined? It is always worth knowing what factors are considered when deciding […]

Parenting for Profit

Cars are supposed to transport us — not parent us. The government disagrees, of course. That’s not new. Uncle has been working hard to parent grown adults since at least the 1960s, when it first got into the saaaafety business. Which of course is really the control business — and that business is as old […]